# SCHO ETF returns, drawdowns and dividends

> SCHO (Schwab Short-Term U.S. Treasury ETF): 1-year total return +1.60%, price return -2.18%, max drawdown 2.62%, trailing yield 3.85%. Daily data through Oct. 2, 2026.

Source: https://findetfstock.com/etf/scho/ · Prices through: 2026-10-02 · Data: Yahoo Finance daily closes and ex-dividend amounts

Schwab Short-Term U.S. Treasury ETF.

SCHO gained 1.60% over the past year with dividends reinvested (-2.18% on price alone), based on closing prices through Oct. 2, 2026. Over the last 5.2 years (since July 16, 2021) it gained 9.57% with dividends reinvested, or +1.77% a year. Its largest fall from a peak over the past year was 2.62%, and it closed 7.13% below its highest close since July 16, 2021 ($25.65 on Aug. 3, 2021). It pays dividends monthly: $0.92 per share over the last 12 months, a trailing yield of 3.85%. 

## Returns by period

| Period | Since | Total return | Price return |
|---|---|---|---|
| 1 month | 2026-09-02 | -0.38% | -0.71% |
| 3 months | 2026-07-02 | -0.20% | -1.12% |
| 6 months | 2026-04-02 | +0.24% | -1.61% |
| Year to date | 2025-12-31 | +0.54% | -2.26% |
| 1 year | 2025-10-02 | +1.60% | -2.18% |
| 3 years | 2023-10-02 | +12.88% (+4.12%/yr) | -0.08% (-0.03%/yr) |
| 5 years | 2021-07-16 | +9.57% (+1.77%/yr) | -7.03% (-1.39%/yr) |

Total return reinvests every dividend at the ex-dividend date close. Price return excludes dividends.

## Calendar-year returns

| Year | Total return | Price return |
|---|---|---|
| 2026 (year to date) | +0.54% | -2.26% |
| 2025 | +5.49% | +1.29% |
| 2024 | +3.65% | -0.68% |
| 2023 | +4.31% | +0.44% |
| 2022 | -3.87% | -5.13% |

## Drawdowns

| Measure | Value |
|---|---|
| Max drawdown, 1 year | 2.62% |
| Max drawdown, 3 years | 2.89% |
| Max drawdown, 5 years | 6.97% |
| Highest close since 2021-07-16 | $25.65 on 2021-08-03 (-7.13% from there) |
| 52-week closing range | $23.82 to $24.46 |

Deepest fall in the stored history: 7.13%, from 2021-08-03 to 2026-10-02, not yet recovered.

## Dividends

Trailing 12 months: $0.92 per share in 12 payments, yield 3.85%. Last ex-dividend date: 2026-10-01 ($0.08).

| Year | Dividends per share | Payments |
|---|---|---|
| 2026 (so far) | $0.68 | 9 |
| 2025 | $0.99 | 12 |
| 2024 | $1.03 | 12 |
| 2023 | $0.91 | 12 |
| 2022 | $0.32 | 12 |

Historical data for research and education, not investment advice. Methodology: https://findetfstock.com/methodology/