# XLFI ETF returns, drawdowns and dividends

> XLFI (State Street Financial Select Sector SPDR Premium Income ETF): 1-year total return +5.28%, price return -5.78%, max drawdown 13.78%, trailing yield 11.18%. Daily data through Oct. 26, 2026.

Source: https://findetfstock.com/etf/xlfi/ · Prices through: 2026-10-26 · Data: Yahoo Finance daily closes and ex-dividend amounts

State Street Financial Select Sector SPDR Premium Income ETF (option income ETF). Total assets: $9.4M, average daily dollar volume $309K (3 months), as of 2026-10-26 (Yahoo Finance; fund net assets, all share classes).

XLFI gained 5.28% over the past year with dividends reinvested (-5.78% on price alone), based on closing prices through Oct. 26, 2026. Its largest fall from a peak over the past year was 13.78%, and it closed 7.53% below its highest close since July 30, 2025 ($25.43 on Sept. 29, 2025). It pays dividends monthly: $2.63 per share over the last 12 months, a trailing yield of 11.18%. 

## Returns by period

| Period | Since | Total return | Price return |
|---|---|---|---|
| 1 month | 2026-09-25 | +1.36% | +0.41% |
| 3 months | 2026-07-24 | +0.29% | -2.04% |
| 6 months | 2026-04-24 | +7.99% | +2.98% |
| Year to date | 2025-12-31 | +2.87% | -5.18% |
| 1 year | 2025-10-24 | +5.28% | -5.78% |
| 3 years | – | – | – |
| Since first close | 2025-07-30 | +8.66% (+6.92%/yr) | -5.26% (-4.26%/yr) |

Total return reinvests every dividend at the ex-dividend date close. Price return excludes dividends.

## Did the payouts keep up with the price?

Over the past year XLFI paid out 10.53% of its starting price in distributions, while its price changed -5.78%. Reinvesting every payment gave a total return of +5.28%. The share price fell, but the payouts more than made up for it.

## Calendar-year returns

| Year | Total return | Price return |
|---|---|---|
| 2026 (year to date) | +2.87% | -5.18% |

## Drawdowns

| Measure | Value |
|---|---|
| Max drawdown, 1 year | 13.78% |
| Max drawdown, 3 years | 14.28% |
| Max drawdown, 5 years | 14.28% |
| Highest close since 2025-07-30 | $25.43 on 2025-09-29 (-7.53% from there) |
| 52-week closing range | $21.80 to $25.28 |

Deepest fall in the stored history: 14.28%, from 2025-09-29 to 2026-03-27, not yet recovered.

## Dividends

Trailing 12 months: $2.63 per share in 12 payments, yield 11.18%. Last ex-dividend date: 2026-10-01 ($0.21).

| Year | Dividends per share | Payments |
|---|---|---|
| 2026 (so far) | $1.90 | 9 |

Historical data for research and education, not investment advice. Methodology: https://findetfstock.com/methodology/