SOFI stock returns, drawdowns and dividends
SoFi Technologies, Inc. - Common Stock
SOFI lost 39.28% over the past year, based on closing prices through Oct. 2, 2026. It paid no dividends in that time, so its price return and total return are the same. Over the last 5.2 years (since July 16, 2021) it gained 3.07% with dividends reinvested, or +0.58% a year. Its largest fall from a peak over the past year was 52.96%, and it closed 51.04% below its highest close since July 16, 2021 ($32.21 on Nov. 12, 2025).
Prices through the close of · Updated after every US trading day · Source: Yahoo Finance
SOFI returns by period
Total return assumes every dividend is reinvested at the closing price on its ex-dividend date. Price return is the change in the closing price alone. The 3 and 5 year rows also show the yearly rate (CAGR).
| Period | Since | Total return | Price return |
|---|---|---|---|
| 1 month | -11.60% | -11.60% | |
| 3 months | -13.54% | -13.54% | |
| 6 months | -0.50% | -0.50% | |
| Year to date | -39.76% | -39.76% | |
| 1 year | -39.28% | -39.28% | |
| 3 years | +101.15% (+26.23%/yr) | +101.15% (+26.23%/yr) | |
| 5 years | +3.07% (+0.58%/yr) | +3.07% (+0.58%/yr) |
SOFI returns by calendar year
| Year | Total return | Price return |
|---|---|---|
| 2026 (to Oct 2) | -39.76% | -39.76% |
| 2025 | +70.00% | +70.00% |
| 2024 | +54.77% | +54.77% |
| 2023 | +115.84% | +115.84% |
| 2022 | -70.84% | -70.84% |
SOFI drawdowns and recovery
Max drawdown is the largest fall from a previous peak close to a later close within the period. The deepest fall in the stored history was 81.54%, from $23.29 on Nov. 4, 2021 to $4.30 on Dec. 7, 2022; the price was back at its earlier peak on Aug. 12, 2025, 979 days after the low.
| Measure | Value |
|---|---|
| Max drawdown, 1 year | 52.96% |
| Max drawdown, 3 years | 52.96% |
| Max drawdown, 5 years | 81.54% |
| 52-week closing high | $32.21 Nov. 12, 2025 |
| 52-week closing low | $15.15 March 30, 2026 |
| Latest close | $15.77 Oct. 2, 2026 |
SOFI dividends
SOFI paid no dividends in the last 12 months.
| Year | Dividends per share | Payments |
|---|---|---|
| 2026 (so far) | $0.00 | 0 |
| 2025 | $0.00 | 0 |
| 2024 | $0.00 | 0 |
| 2023 | $0.00 | 0 |
| 2022 | $0.00 | 0 |
Compare SOFI with
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- F +3.57%
- GM +33.00%
- NU -11.76%
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1-year return, total where available. Chart SOFI against any other stock in the return explorer, or browse all stock pages.
About these numbers
- Calculated by FindETFStock from daily closing prices and ex-dividend amounts reported by Yahoo Finance, starting July 16, 2021.
- "5 years" is measured from the first stored close, about five years back; a fund or stock with a shorter history shows "Since first close" instead.
- Returns are before taxes and assume dividends are reinvested at the ex-date close with no costs.
- Past performance does not predict future results. This is not investment advice; see the financial disclaimer and methodology.